Medical Coverage for Individuals and Families

We analyze your health insurance needs & budget and offer solutions to fit your personal situation.  Most people are eligible for some type of coverage, despite their health conditions.  We offer HIPAA Guarantee Issue Plans for those losing COBRA coverage.  We also offer coverage through the California Major Risk Medical Insurance Program (MRMIP) for those who cannot qualify for a traditional underwritten plan.  Do you just need a plan for your newborn, newly adopted child, a new college graduate losing your employer coverage or a spouse?  These are just some of the areas where we can help.

We represent the following companies for individual and family health insurance:

Blue Cross of California
(See Plans and Apply Online)

Also, you can easily add up to $50,000 term life coverage on any applicant.

Health Savings Accounts (HSA’s) are plans that allow you to tax deductible contributions to a tax-exempt, interest earning account to be used with a specially designed health insurance plan.  These contributions may also be withdrawn tax free to pay for eligible medical expenses.  We can help you design and start an HSA plan that gives you with big savings on your health insurance coverage.